Insurance
At Family Dentistry of Crystal Lake, we recognize the significance of insurance claims in your dental journey. Therefore, we place great emphasis on aiding our patients in navigating the claim process with utmost ease and convenience. Your satisfaction is our priority, and we are committed to providing seamless assistance to ensure a hassle-free experience.

Unlock Your Perfect Smile: Family Dentistry of Crystal Lake Brings It Within Reach
At Family Dentistry of Crystal Lake, we are committed to ensuring that no smile goes untreated due to financial constraints. We take pride in providing affordable dental treatment options that align with your budgetary needs. Your personalized treatment plan will include a transparent breakdown of all applicable fees, and we will communicate all costs to you before proceeding with any treatment.
We gladly accept most dental insurance plans and are considered an out-of-network provider. Our dedicated financial team will handle the submission of insurance claims on your behalf. While we strive to help you maximize your insurance benefits, it is important to note that you are ultimately responsible for your account. Rest assured, we are here to support you every step of the way and provide clarity regarding any financial aspects of your dental care.
Flexible Financing Options with Cherry
At Family Dentistry of Crystal Lake, we understand that budgeting for dental care isn’t always easy. That’s why we offer convenient financing options—including Cherry, a patient-focused payment solution that makes it easier to say yes to the treatment you need, when you need it.
What is Cherry?
Cherry allows you to split your treatment costs into easy monthly payments—with some plans offering 0% APR financing. Approval takes only seconds, and there’s no hard credit check to apply. Choose the plan that fits your budget and get started on your dental care without delay.
Key Benefits of Cherry Financing:
Apply in seconds right from your phone—no paperwork required
Qualify for 0% APR plans (subject to approval)
Choose from 3, 6, 9, 12, 18 or 24-month payment plans
No hidden fees or surprises
No impact to your credit score to apply
In addition to Cherry, we also accept Visa, MasterCard, Discover, and American Express. For those who prefer to pay upfront, we offer discounts for payment at the time of service or prepayment of treatment plans.
If you’d like to review your financing options or get help applying with Cherry, give us a call at (815) 444 – 6444 or speak to a member of our front desk team during your visit. We’re here to make your care affordable and stress-free.

Learn More About Accepted Insurances
at Family Dentistry of Crystal Lake
Who Files the Insurance Claims?
We accept all insurance plans and are in network with most PPO plans, we strive to help patients make the most of their insurance coverage and get the care they deserve. For added convenience, we also provide flexible financing options through trusted programs like Cherry, making it easier to manage the cost of dental treatments with confidence and ease.
Do You Accept Dental Insurance?
We accept all insurance plans and are in network with most PPO plans, we are dedicated to helping our patients make the most of their insurance coverage and get the treatment they deserve. Additionally, we offer flexible financing solutions to make dental care more affordable and accessible.
What Payment Options Do You Offer?
We accept payment for the portion of costs not covered by dental insurance in the form of cash, personal check, and credit card, such as Visa, Mastercard, Discover, and American Express.